Insurance 101

Insurance 101

Whether you choose to like, dislike, agree or disagree, with the current President, he reminds us of the key element of insurance that individuals tend to forget: Insurance companies do NOT pay claims. Insurance companies collect premiums and redistribute those funds...
Common Health Insurance Terms

Common Health Insurance Terms

Understanding your Health Insurance coverage can be difficult. This is especially true if you do not know the verbiage or meaning of the terms and acronyms. Here is a list of some of the more common terms used in the insurance industry along with a brief explanation....
SEP

SEP

Special Enrollment Period aka “SEP” Have you heard the term “SEP” going around?  Are you wondering what it is?  An SEP is a Special Enrollment Period that allows you to enroll in and/or make changes to your Health Insurance Plan outside of the...
Understanding Part D

Understanding Part D

Why is this so important? Every year from October 15th – December 7th, Medicare Beneficiaries have the opportunity to change their Part D prescription drug plans.  Failure to do so, could cause a lot of frustration. All plans use what is called a Formulary. That...
ACA 2017

ACA 2017

With the inauguration of the 45th President of the United States of America quickly approaching, many Americans have questions concerning healthcare and what the future holds. Will the Affordable Care Act be repealed? Will it be replaced? Will it be repealed AND...
Health Insurance vs Health Care

Health Insurance vs Health Care

Shares 0 Health Care vs. Health Insurance To many times the Media and Politicians like to interchange these two topics.   Although you can’t hardly talk about one without the other, there is a MAJOR Difference. Providing Medical Attention / Treatment of Medical...

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