Medicare Supplements

Medicare Supplement Insurance (Medigap) policies, are sold by private companies, and can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside th U.S.  If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are an alternate way to get Medicare benefits, while a Medigap policy only supplements your Original Medicare.

Medicare-Approved Amount = In Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid.  It may be less than the actual amount a doctor or supplier charges.  Medicare pays part of this amount and you’re responsible for the difference.

All Medicare Supplement companies are required to provide a standardized benefits for each plan available, all of which are labeled with a different letter.  The differences are in the company, pricing, and / or additional value added services.

We offer a number of different Medicare Supplement plans through many of the Major Companies Available in our area.

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