Dental, Vision and Hearing
Dental, Vision, and Hearing (DVH) insurance are all ancillary policies that can be purchased in addition to your Medicare or Major Medical policies.
Some companies offer plans that combine both Dental and Vision, or all three into one single policy. Other companies allow you to purchase each one individually.
DVH policies typically include a deductible, policy year maximum benefit, as well as a waiting period on non-preventative benefits.
Some policies contain networks where you can obtain a bigger discount. Many policies base payment off of usual and customary charges while others pay a flat rate.