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# Hartman Insurance Services

Empowering You To Make Informed Decisions

## Posts

- [Men's Health](https://hartmaninsuranceservices.com/mens-health/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Men’s Health The Connection Between Men’s Hormone Health, Gut Health and Common Health Risks Our habits compound over the years of our life. By Kasee Bogle June 2023 The
- [Health Insurance for Self Employed](https://hartmaninsuranceservices.com/healthinsuranceforselfemployed/) - Discover health insurance options for self-employed workers, including Marketplace plans, individual coverage, short-term plans, and HSAs.
- [Birthday Rule](https://hartmaninsuranceservices.com/birthdayrule/) - Learn how Indiana's Medicare Supplement Birthday Rule gives eligible beneficiaries an annual opportunity to switch Medigap plans without medical underwriting.
- [Men's Health](https://hartmaninsuranceservices.com/menshealth/) - Learn why Men's Health Month matters and how health insurance helps cover preventive screenings, mental health, diabetes, and more to support men's wellness.
- [5 Safety Tips for Summer](https://hartmaninsuranceservices.com/5safetytipsforsummer/) - Stay safe this summer with 5 safety tips for water activities, travel, sun exposure, & emergency preparedness. Learn how health insurance can help protect you.
- [Alzheimer’s and Brain Awareness](https://hartmaninsuranceservices.com/alzheimersandbrainawareness/) - Learn how Medicare covers cognitive assessments, doctor visits, prescription drugs, and other essential care for those living with Alzheimer’s and dementia.
- [World MS Day](https://hartmaninsuranceservices.com/worldmsday/) - Learn how health insurance can support those living with MS through specialist care, medications, therapy, and more on World MS Day.
- [Better Hearing Month](https://hartmaninsuranceservices.com/betterhearingmonth/) - Untreated hearing loss may increase dementia risk. Learn how hearing exams, hearing aids, and insurance coverage can support your health.
- [Women's Health](https://hartmaninsuranceservices.com/womenshealth/) - Learn how health insurance supports women’s health through preventive care, maternity benefits, mental health services, and more.
- [What to Know About Food Allergies](https://hartmaninsuranceservices.com/whattoknowaboutfoodallergeries/) - Food allergies affect millions of Americans. Learn symptoms, emergency response, ways to support loved ones, and how health insurance can help.
- [Prioritizing Mental Wellness ](https://hartmaninsuranceservices.com/prioritizingmentalwellness-2/) - Prioritize your mental wellness during Mental Health Month. Learn how health insurance can help cover therapy, counseling, telehealth, medications, and more.
- [World Immunization Week](https://hartmaninsuranceservices.com/worldimmunizationweek/) - Celebrate World Immunization Week (April 24–30) by learning how vaccines protect your health and how your insurance can help cover essential immunizations.
- [How to Manage Stress](https://hartmaninsuranceservices.com/howtomanagestress/) - Learn how to manage stress and discover how your health insurance can support mental health, preventive care, and wellness resources.
- [World Parkinsons Day](https://hartmaninsuranceservices.com/worldparkinsonsday/) - Raise awareness on World Parkinson’s Day and learn how health insurance can help cover treatments, therapies, and support for those with Parkinson’s disease.
- [What You Need to Know About GLP-1 Coverage](https://hartmaninsuranceservices.com/whatyouneedtoknowaboutglp1coverage/) - GLP-1 coverage in 2026 is changing. Learn the truth about Zepbound & Wegovy, what’s happening April 1, and how insurance plans are responding.
- ['New' Medicare Card Scam](https://hartmaninsuranceservices.com/newmedicarecardscam/) - Fake “new” plastic Medicare cards are being mailed to seniors asking for Social Security numbers to activate them. Learn how to protect your identity.
- [Winter Health Tips](https://hartmaninsuranceservices.com/winterhealthtips/) - Stay healthy this winter with 5 simple tips to boost immunity, prevent illness, stay active, and prioritize sleep all season long.
- [Protect Your Heart in 2026](https://hartmaninsuranceservices.com/protectyourheartin2026/) - Protect your heart in 2026 with Medicare and ACA preventive benefits. Learn what heart screenings, vaccines, and services are covered at no cost.
- [Prioritizing Mental Wellness](https://hartmaninsuranceservices.com/prioritizingmentalwellness/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”] Prioritizing Mental Wellness May is Mental Health Month, a time dedicated to raising awareness about the importance of mental well-being and breaking the stigma surrounding mental health struggles. Mental health is just as vital as
- [Protect Your Vision](https://hartmaninsuranceservices.com/protect-your-vision/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Protect Your Vision Glaucoma is one of the leading causes of vision loss in the United States, especially for adults over 60. What makes it particularly dangerous is that it often
- [Planning for Long-Term Care in IN](https://hartmaninsuranceservices.com/planning-for-long-term-care-in-in/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Planning for Long-Term Care in Indiana Whether you’re preparing for your own future or helping a parent or loved one navigate aging, planning for long-term care is one of the most important —
- [Living with Parkinson’s: The Role of Health Insurance](https://hartmaninsuranceservices.com/livingwithparkinsonstheroleofhealthinsurance/) - Jodie Godfrey Health Insurance https://hartmaninsuranceservices.com/livingwithparkinsonstheroleofhealthinsurance/ Empowering You To Make Informed Decisions
- [Managing Stress with Health Insurance](https://hartmaninsuranceservices.com/managingstresswithhealthinsurance/) - https://hartmaninsuranceservices.com/managingstresswithhealthinsurance/ Hartman Insurance Services Managing Stress with Health Insurance
- [Top Five Ways to Choose](https://hartmaninsuranceservices.com/topfivewaystochoose/) - https://hartmaninsuranceservices.com/topfivewaystochoose/ Empowering You To Make Informed Decisions Top Five Ways to Choose
- [Tax Surprise: Owing Back Your Premium Credit](https://hartmaninsuranceservices.com/taxsurpriseowingbackyourpremiumcredit/) - Hartman Insurance Services https://hartmaninsuranceservices.com/taxsurpriseowingbackyourpremiumcredit/ Empowering You To Make Informed Decisions
- [Coverage for Developmental Disabilities: What You Need to Know](https://hartmaninsuranceservices.com/coveragefordevelopmentaldisabilitieswhat-you-need-to-know/) - Hartman Insurance Services https://hartmaninsuranceservices.com/coveragefordevelopmentaldisabilitieswhat-you-need-to-know/ Empowering You To Make Informed Decisions
- [Coverage for Endometriosis](https://hartmaninsuranceservices.com/coverageforendometriosis/) - Health Insurance https://hartmaninsuranceservices.com/coverageforendometriosis/ Coverage for Endometriosis Hartman Insurance Services
- [Self-Check Month](https://hartmaninsuranceservices.com/selfcheckmonth/) - Jodie Godfrey #https://hartmaninsuranceservices.com/selfcheckmonth/ Empowering You To Make Informed Decisions Self-Check Month
- [National Caregiver Day](https://hartmaninsuranceservices.com/nationalcaregiverday/) - Blog https://hartmaninsuranceservices.com/nationalcaregiverday/ National Caregiver Day Hartman Insurance Services Empowering You To Make Informed Decisions
- [Cancer Prevention](https://hartmaninsuranceservices.com/cancerprevention/) - https://hartmaninsuranceservices.com/cancerprevention/ Cancer Prevention Hartman Insurance Services
- [Earn Rewards](https://hartmaninsuranceservices.com/earnrewards/) - Health Insurance https://hartmaninsuranceservices.com/earnrewards/ Earn Rewards Empowering You To Make Informed Decisions
- [Tips for First Time Buyers](https://hartmaninsuranceservices.com/tipsforfirsttimebuyers/) - https://hartmaninsuranceservices.com/tipsforfirsttimebuyers/ Health Insurance Tips for First Time Buyers Hartman Insurance Services
- [What If Health Insurance Claims Get Denied](https://hartmaninsuranceservices.com/whatifhealthinsuranceclaimsgetdenied/) - https://hartmaninsuranceservices.com/whatifhealthinsuranceclaimsgetdenied/ What If Health Insurance Claims Get Denied Hartman Insurance Services
- [Donate to Save a Life](https://hartmaninsuranceservices.com/donatetosavealife/) - https://hartmaninsuranceservices.com/donatetosavealife/ Donate to Save a Life Empowering You To Make Informed Decisions
- [Navigating Health Insurance in 2025](https://hartmaninsuranceservices.com/navigatinghealthinsurancein2025/) - https://hartmaninsuranceservices.com/navigatinghealthinsurancein2025/ Navigating Health Insurance in 2025
- [Cervical Cancer Prevention](https://hartmaninsuranceservices.com/cervical-cancer-prevention/) - https://hartmaninsuranceservices.com/cervical-cancer-prevention/ Cervical Cancer Prevention
- [Fact or Myth](https://hartmaninsuranceservices.com/factormyth/) - Health Insurance https://hartmaninsuranceservices.com/factormyth/ Fact or Myth
- [What is Long-Term Care?](https://hartmaninsuranceservices.com/whatislong-termcare/) - https://hartmaninsuranceservices.com/whatislong-termcare/ What is Long-Term Care? Blog
- [Medicare Advantage Open Enrollment Period](https://hartmaninsuranceservices.com/medicareadvantageopenenrollmentperiod/) - Hartman Insurance Services Health Insurance https://hartmaninsuranceservices.com/medicareadvantageopenenrollmentperiod/ Medicare Advantage Open Enrollment Period
- [ACA Open Enrollment](https://hartmaninsuranceservices.com/acaopenenrollment/) - Jodie Godfrey Health Insurance Hartman Insurance Services https://hartmaninsuranceservices.com/acaopenenrollment/
- [Breast Cancer Awareness](https://hartmaninsuranceservices.com/breastcancerawareness/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.2″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Breast Cancer and Health Insurance Below is an article that our friend, Laurie, wrote about her experience and medical treatment she received when she found out she had breast cancer. “Learning that
- [Better Business Better Life Podcast Interview](https://hartmaninsuranceservices.com/better-business-better-life-podcast-interview/) - https://hartmaninsuranceservices.com/better-business-better-life-podcast-interview/ Better Business Better Life Podcast Interview
- [Annual Enrollment Period](https://hartmaninsuranceservices.com/annualenrollmentperiod/) - Medicare Hartman Insurance Services https://hartmaninsuranceservices.com/annualenrollmentperiod/
- [The Hartman Process](https://hartmaninsuranceservices.com/thehartmanprocess/) - The Hartman Process Hartman Insurance Services https://hartmaninsuranceservices.com/thehartmanprocess/
- [National Assisted Living Week](https://hartmaninsuranceservices.com/nationalassistedlivingweek/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.0″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]National Assisted Living Week It’s National Assisted Living Week and we wanted to take a moment to explain what assisted living means. Assisted living is a long-term
- [Do You Qualify for an SEP?](https://hartmaninsuranceservices.com/doyouqualifyforansep/) - Medicare Do You Qualify for an SEP? # https://hartmaninsuranceservices.com/doyouqualifyforansep/
- [Are You Working Past 65](https://hartmaninsuranceservices.com/areyouworkingpast65/) - https://hartmaninsuranceservices.com/areyouworkingpast65/ Are You Working Past 65 Blog
- [Two Options](https://hartmaninsuranceservices.com/twooptions/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.0″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Two Options Medicare has 2 Options after enrolling in Original Medicare Part A and Part B. Both option 1 and option 2 are offered by private insurance
- [Part D Prescription Drug Changes in 2025](https://hartmaninsuranceservices.com/partdprescriptiondrugchangesin2025/) - https://hartmaninsuranceservices.com/partdprescriptiondrugchangesin2025/
- [ACA Breastfeeding Benefits](https://hartmaninsuranceservices.com/acabreastfeedingbenefits/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.0″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]ACA Breastfeeding Benefits Most Marketplace (ACA) plans must provide breastfeeding equipment and counseling for pregnant and nursing women. You may be able to get help with breastfeeding
- [Hartman Insurance Services' Process](https://hartmaninsuranceservices.com/hartmaninsurnaceservicesprocess/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Hartman Insurance Services’ Process At Hartman Insurance Services our goal is to educate, empower, and serve our community. We aim to empower you to make an informed decision regarding
- [Important Short Term Changes](https://hartmaninsuranceservices.com/importantshorttermchanges/) - Jodie Godfrey https://hartmaninsuranceservices.com/importantshorttermchanges/ Important Short Term Changes
- [Healthy Vision Month](https://hartmaninsuranceservices.com/healthyvisionmonth/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.26.0″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]HEALTHY VISION MONTH As we get older, our risk for some eye diseases may increase. There’s a lot we can do to keep our eyes healthy! We
- [What is the Difference Between Medicare & Medicaid](https://hartmaninsuranceservices.com/whatisthedifferencebetweenmedicaremedicaid/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Medicare & Medicaid Medicaid is a federal system of health insurance for those requiring financial assistance. Medicaid is administered by states, according to federal requirements and is funded jointly
- [About Bill Hartman](https://hartmaninsuranceservices.com/abountbillhartman/) - | Jodie Godfrey
- [You Are Not Alone](https://hartmaninsuranceservices.com/youarenotalone/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.1″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”] You Are Not Alone May is Mental Health Awareness month and at Hartman Insurance Services we want you to know that you are not alone! Mental illness or
- [Weight Loss Drugs](https://hartmaninsuranceservices.com/weightlossdrugs/) - Jodie Health Insurance https://hartmaninsuranceservices.com/weightlossdrugs/ Weight Loss Drugs Godfrey Empowering You To Make Informed Decisions
- [Turning 65? Now What?](https://hartmaninsuranceservices.com/turning65nowwhat/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”31px|||||” custom_padding=”||0px|||” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Turning 65? Now What? As you approach turning 65 you will start receiving mailers/solicitation in your mailbox almost daily with information about Medicare and the various options you can choose. This process can
- [STOP! STOP! Please Make It STOP!](https://hartmaninsuranceservices.com/stopstoppleasemakeitstop/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Have you ever felt this way when it comes to the Robo Calls? Your phone rings and you go to answer the call but stop because you do not recognize the number. Now it
- [Annual Enrollment will be here before you know it!](https://hartmaninsuranceservices.com/annual-enrollment-will-be-here-before-you-know-it/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Preparing for Medicare Annual Enrollment will be easy if you plan for it. Sometime VERY SOON you will receive your annual notice of change from your insurance company. Please take some
- [Physicians Mutual Dental Insurance](https://hartmaninsuranceservices.com/physiciansmutualdentalinsurance/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Physicians Mutual Insurance has three dental options to choose from: Economy Plus, Standard Plus, and Preferred Plus. These plans help cover over 350 dental procedures. There’s no deductible to meet before
- [Assisted Living or Nursing Home](https://hartmaninsuranceservices.com/assistedlivingornursinghome/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Assisted Living or Nursing Home? As we approach certain phases in our lives it is important to understand how our health insurance plan benefits work. Over the years we have had
- [Benefits of Travel Insurance](https://hartmaninsuranceservices.com/benefitsoftravelinsurance/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”31px|||||” hover_enabled=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Benefits of Travel Insurance Now that warmer weather is on its way, it’s time to start thinking about summer vacations!!! Travel restrictions are being lifted which means our
- [New Year. New You?](https://hartmaninsuranceservices.com/new-year-new-you/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]New Year. New You? In January 2021 I started a health journey with Optavia. I made a choice that I was going to commit to this plan which was for 90 days. As I began the program I read
- [What is the Purpose of Life Insurance?](https://hartmaninsuranceservices.com/whatisthepurposeoflifeinsurance/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]What is the Purpose of Life Insurance? The main purpose of life insurance is for protection – the creation of an instant estate to meet your survivor’s needs.
- [Prescription Drugs, What is Your Real Cost?](https://hartmaninsuranceservices.com/prescriptiondrugswhatisyourrealcost/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.25.2″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]Prescription Drugs, What is Your Real Cost? Every year we meet with hundreds of clients and look up their expected cost of their medications. We compare over 30 plans to see how
- [What Is Mental Health?](https://hartmaninsuranceservices.com/whatismentalhealth/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.24.3″ hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]MENTAL HEALTH AWARENESS – What is Mental Health? Mental health includes our emotional, psychological, and social well-being. It affects how we think, feel, and act. It also helps determine how we handle stress, relate to
- [Did You Hear Me?](https://hartmaninsuranceservices.com/did-you-hear-me/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.24.3″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]DID YOU HEAR ME? Don’t wait until you show signs of hearing loss before having your hearing examined by your doctor during your regular checkup. A basic
- [Health Insurance vs Health Care](https://hartmaninsuranceservices.com/healthinsurance/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]Health Care vs. Health Insurance To many times the Media and Politicians like to interchange these two topics. Although you can’t hardly talk about one without the other, there is a MAJOR Difference. Providing Medical Attention / Treatment of Medical Conditions to help create a Healthier Society is
- [World Sleep Day](https://hartmaninsuranceservices.com/worldsleepday/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.24.2″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]WORLD SLEEP DAY – MARCH 15 World Sleep Day is celebrated annually to raise awareness to help those with serious sleep problems. This day is celebrated the Friday before
- [Cardiovascular Disease](https://hartmaninsuranceservices.com/cardiovasculardisease/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.24.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Cardiovascular Disease Cardiovascular disease is the term for all types of diseases that affect the heart or blood vessels, including coronary heart disease (clogged arteries), which can cause heart
- [Cervical Cancer Prevention](https://hartmaninsuranceservices.com/cervicalcancerprevention/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.23.4″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Cervical Cancer Prevention January 22 – 28 is Cervical Cancer Prevention Week. At Hartman Insurance Services our goal is to educate you on how your insurance works for you.
- [Insurance Rejected](https://hartmaninsuranceservices.com/insurance-rejected/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.23.1″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]Should a non-for-profit hospital be able to refuse a patient because of their insurance provider? We recently received an announcement that a local hospital stated that they
- [World Prematurity Day](https://hartmaninsuranceservices.com/world-prematurity-day/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.23″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]World Prematurity Day is November 17, 2023. Premature birth is the leading cause of death in children under the age of five worldwide. In January 2009, I was pregnant
- [Understanding Medicare](https://hartmaninsuranceservices.com/understandingmedicare/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]UNDERSTANDING MEDICARE Original Medicare is Medicare Part A and Part B. Medicare Part A helps pay for hospital stays and inpatient care. Part B helps pay for doctor visits
- [Traveling Abroad](https://hartmaninsuranceservices.com/travelingabroad/) - [et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.21.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]TRAVELING ABROAD If you are looking to travel outside of the U.S., you may want to consider Foreign Travel insurance. This type of insurance provides emergency medical coverage when
- [What Is Long-Term Care](https://hartmaninsuranceservices.com/what-is-long-term-care/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.20.4″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]What is long-term care? Long-term care is a range of services and support for your personal care needs. Most long-term care helps with basic personal tasks of everyday life
- [What is Chronic Kidney Disease?](https://hartmaninsuranceservices.com/what-is-chronic-kidney-disease/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.20.2″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]What is Chronic Kidney Disease? Chronic Kidney Disease, also known as chronic renal disease or CKD, is a condition characterized by gradual loss of kidney function over
- [Tips for Healthy Heart](https://hartmaninsuranceservices.com/tipsforhealthyheart/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.19.5″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]Self-Care Tips for Heart Health February is Healthy Heart month. Heart disease is the leading cause of death in the United States, but there’s a lot you can do
- [Glaucoma Awareness](https://hartmaninsuranceservices.com/glaucoma-awareness/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.19.4″ text_font=”Noticia Text||||||||” hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″]January is National Glaucoma Awareness Month Glaucoma is the leading cause of irreversible blindness, and more than 3 million people in the United States have it. Glaucoma
- [Are You Covered?](https://hartmaninsuranceservices.com/are-you-covered/) - [et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.19.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]AMERICAN DIABETES MONTH According to the CDC, Diabetes is a chronic (long-lasting) health condition that affects how your body turns food into energy. Your body breaks down most of the food
- [Ask The Expert](https://hartmaninsuranceservices.com/asktheexpertwithbrietta/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.18.0″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”] How Will The Inflation Reduction Act Impact You? Earlier this month, President Biden signed into law the Inflation Reduction Act. This act impacts both Medicare and ACA enrollees. Medicare: Limits monthly cost
- [Are You Immunized?](https://hartmaninsuranceservices.com/areyouimmunized/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.17.4″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.17.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.17.4″ border_style=”solid” global_colors_info=”{}”]Are you Immunized? National Immunization Awareness Month (NIAM) is an annual observance held in August to highlight the importance of vaccination for people of all ages. At Hartman Insurance Services, we want to educate our clients
- [UV Protection](https://hartmaninsuranceservices.com/uvprotection/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.17.4″ border_style=”solid” global_colors_info=”{}”]Tips to Stay Safe in the Sun Summer has arrived and while the sun is shining bright it’s a golden time to highlight July as UV Safety Awareness Month! We all love to take in those
- [Ask The Expert with Bill Hartman](https://hartmaninsuranceservices.com/asktheexpertwithbillhartman/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.17.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Understanding Medicare Terminology I have worked in the health insurance industry for 38 years, and I often have clients ask me questions about Medicare and how they are being billed.
- [What Makes Us Healthy](https://hartmaninsuranceservices.com/whatmakesushealthy/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.17.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.17.0″ text_font=”Noticia Text||||||||” text_orientation=”justified” border_style=”solid” global_colors_info=”{}”] What Makes Us Healthy April is alcohol awareness month, and we want to talk about alcohol and your health! The info graph pictured above shows that 50% of our overall
- [Ask The Expert](https://hartmaninsuranceservices.com/asktheexpert/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.14.8″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”] Did you know that once you are eligible for Medicare, you must carry “credible” coverage in order to avoid late enrollment penalties down the road for part D? Credible coverage is usually
- [Healthy Heart Month](https://hartmaninsuranceservices.com/healthyheartmonth/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.14.7″ text_font=”Noticia Text||||||||” border_style=”solid” global_colors_info=”{}”]February is American Heart Month and is observed to raise awareness on the importance of a healthy heart and to encourage healthy habits that help reduce the risk of heart disease. What is Heart Disease?Heart
- [You Still Have Time](https://hartmaninsuranceservices.com/youstillhavetime/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” custom_padding=”6px|||||”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.11″ hover_enabled=”0″ border_style=”solid” global_colors_info=”{}” sticky_enabled=”0″ text_font=”Noticia Text||||||||”]You still have time! The last day to sign up or make any changes to your current ACA plan ends this Sunday, Aug. 15th. If you have any friends or family
- [Understanding Medicare Enrollment Periods](https://hartmaninsuranceservices.com/understandingmedicareenrollmentperiods/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” min_height=”2094.6px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”7px|||||” hover_enabled=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” sticky_enabled=”0″]Have you ever watched a commercial or read an article and they mentioned a word or phrase that you’ve never heard of before? Or have you experienced someone using an acronym
- [Are You Tired of Seeing All the Ads on TV?](https://hartmaninsuranceservices.com/tv-ads/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_image src=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/09/NO-CONTACT-01-300×300.png” title_text=”NO CONTACT-01″ align=”center” _builder_version=”4.6.1″ _module_preset=”default” background_enable_image=”off” background_position=”top_right”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.6.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”46px|||||” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Are you tired of seeing all the Ads on TV? Just wait, they will get more frequent. Due to Government regulations,
- [The Value of an Agent](https://hartmaninsuranceservices.com/the-value-of-an-agent/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]I have always recommended that people do their due diligence and educate themselves about their insurance. If you go on the internet, please be careful! Many websites are mere landing pages to collect names, email addresses
- [What is the Value of Customer Service?](https://hartmaninsuranceservices.com/whatisthevalueofcustomerservice/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.6.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” sticky_enabled=”0″]Does a company’s customer service rating affect if you do business with that company? This time of the year we are inundated with all kinds of advertisements. First, it’s the mailers, day after
- [Are You Getting Cash Back?](https://hartmaninsuranceservices.com/areyougettingcashback/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.6.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”46px|||||” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Are You Getting Cash Back? For many people, insurance premiums alone can be a major expense on the family budget. When you add in the actual costs paid for healthcare services, the expenses can
- [Life Insurance: It's Not for You](https://hartmaninsuranceservices.com/life-insurance-not-for-you/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ border_style=”solid”]Life Insurance. The simple phrase either conjures up images of relief or feelings of regret. Every life has been touched by death. You simply cannot escape it. The question is what will happen once you or a loved one has
- [Insurance 101](https://hartmaninsuranceservices.com/insurance-101/) - [et_pb_section][et_pb_row][et_pb_column type=”4_4″][et_pb_text]Whether you choose to like, dislike, agree or disagree with the current President, he mentions the key aspect to insurance that individuals tend to forget:[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]
- [Dental Insurance](https://hartmaninsuranceservices.com/dental-insurance/) - We all want nice, healthy teeth, right? According to the ADA (American Dental Association), over 33% of adults do not carry dental insurance, and the average annual amount spent on dentistry in 2013 ranged from $514 - $1755 per person Unlike ACA policies, dental insurance is not something you can enroll in this month and
- [New Medicare Cards Coming Soon](https://hartmaninsuranceservices.com/new-medicare-cards-coming-soon/) - Medicare beneficiaries began receiving new cards this month as part of the fight against fraud. The new cards no longer contain personal identification items such as your Social Security Number, gender or signature.Scammers are already contacting Medicare beneficiaries requesting personal information and/or payment for the new cards. If you receive a call like this, hang
- [Beyond Insurance: Rx Discounts](https://hartmaninsuranceservices.com/beyond-insurance-rx-discounts/) - The 2nd quarter of the year is usually when life starts slowing down from the hustle of the holidays and just when you thought you could catch a break, tax time showed up! For too many people, finances are always tight and there is "more month than money". This can be especially true if you
- [Join Our Team](https://hartmaninsuranceservices.com/1501-2/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_image src=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/08/Join-Our-Team-01.png” title_text=”Join Our Team-01″ _builder_version=”4.6.0″ _module_preset=”default”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]We are looking to expand our team as we expand our office space! If you are searching for an opportunity to create your own
- [Did You File Your Taxes?](https://hartmaninsuranceservices.com/did-you-file-your-taxes/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.6.0″][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_image src=”https://hartmaninsuranceservices.com/wp-content/uploads/2017/06/Health-Insurance-Glossary-lrg-1.jpg” title_text=”Health-Insurance-Glossary-lrg (1)” align=”center” _builder_version=”4.6.1″ _module_preset=”default” background_enable_image=”off” background_position=”top_right”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.6.1″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”31px|||||” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]Did you file your taxes? If you are receiving a premium tax credit or “premium subsidy” through the Marketplace, you are
- [Common Health Insurance Terms](https://hartmaninsuranceservices.com/common-health-insurance-terms/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.50″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Understanding your Health Insurance coverage can be difficult. This is especially true if you do not know the verbiage or meaning of the terms and acronyms. Here is a list of some of the more common terms used
- [Benefit of an agent](https://hartmaninsuranceservices.com/benefit-of-an-agent/) - The other day I received a phone from a client that lost their premium subsidy through the marketplace. During our meeting, we established an Online account. When we had met previously, we had to make adjustments via telephone. After he lost his subsidy we connected and establish an account online and attached his previous application.
- [Medicare Made Easy](https://hartmaninsuranceservices.com/medicare-made-easy/) - [et_pb_section fb_built=”1″ padding_mobile=”off” admin_label=”section” _builder_version=”3.0.47″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2016/01/LG-Back.png”][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Understanding your Options when it comes to Medicare Can Be Confusing! MOST People enter the Benefits System of Medicare at age 65. However there many that enter the Medicare Program after receiving Disability Benefits for
- [SEP](https://hartmaninsuranceservices.com/special-election-periods/) - [et_pb_section bb_built=”1″ admin_label=”section” _builder_version=”3.0.47″][et_pb_row admin_label=”row” _builder_version=”3.0.47″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” _builder_version=”3.0.50″ background_layout=”light” text_orientation=”left” border_style=”solid”]Special Enrollment Period aka “SEP” Have you heard the term “SEP” going around? Are you wondering what it is? An SEP is a Special Enrollment Period that allows you to enroll in and/or make changes to your Health Insurance Plan outside
- [Understanding Part D](https://hartmaninsuranceservices.com/understanding-part-d/) - [et_pb_section fb_built=”1″ admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″ parallax=”off” parallax_method=”on”][et_pb_text admin_label=”Text”]Why is this so important? [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row][et_pb_column type=”4_4″ parallax=”off” parallax_method=”on”][et_pb_text]Every year from October 15th – December 7th, Medicare Beneficiaries have the opportunity to change their Part D prescription drug plans. Failure to do so, could cause a lot of frustration. All plans use what is called a Formulary. That
- [ACA 2017](https://hartmaninsuranceservices.com/aca_2017/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]With the inauguration of the 45th President of the United States of America quickly approaching, many Americans have questions concerning healthcare and what the future holds. Will the Affordable Care Act be repealed? Will it be replaced? Will it be repealed AND replaced? The bigger question
- [Changes To Health Care](https://hartmaninsuranceservices.com/changes-to-health-care/) - As we get closer to the Enactment / Roll Out of the Health Insurance Exchanges, it really irritates me how people take HEALTH Insurance for Granted. We forget that although we all may have ACCESS to Health Care in this country, Health Insurance has been the primary way it is paid for. IT’S Not FREE

## Pages

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- [About Us](https://hartmaninsuranceservices.com/jgodfrey/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.16″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/09/investing-36.jpg” custom_padding=”8vw||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” header_font=”Glegoo|700|||||||” header_font_size=”80px” header_line_height=”1.3em” use_background_color_gradient=”on” background_color_gradient_direction=”150deg” background_color_gradient_stops=”rgba(0,174,255,0.16) 0%|rgba(29,72,192,0) 100%” background_color_gradient_start=”rgba(0,174,255,0.16)” background_color_gradient_end=”rgba(29,72,192,0)” text_orientation=”right” background_layout=”dark” custom_padding=”70px|70px|70px|70px|true|true” custom_padding_tablet=”40px|40px|40px|40px|true|true” custom_padding_phone=”20px|20px|20px|20px|true|true” custom_padding_last_edited=”on|phone” animation_style=”flip” header_font_size_tablet=”50px” header_font_size_phone=”30px” header_font_size_last_edited=”on|phone” box_shadow_style=”preset1″ box_shadow_vertical=”40px” box_shadow_blur=”200px” box_shadow_spread=”-10px” global_colors_info=”{}”]About Us[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”10vw|||” custom_padding_tablet=”20px|||” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” padding_tablet=”20px|||” padding_last_edited=”on|desktop” custom_padding__hover=”|||” padding_phone=”20px|||”][et_pb_text _builder_version=”4.27.4″
- [Resources](https://hartmaninsuranceservices.com/resources/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/09/investing-38-1-scaled.jpg” background_size=”initial” min_height=”849px” custom_padding=”108px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” background_color=”#191b83″ min_height=”270px” custom_margin=”|auto|75px|auto||” custom_padding=”120px|70px|76px|70px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.4″ _module_preset=”default” custom_margin=”||5px||false|false” global_colors_info=”{}”]Resources [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” global_colors_info=”{}”]APPOINTMENT CHECKLIST Verify that your doctors and medications are covered. Before your appointment with Hartman Insurance, we encourage you to jot down
- [Products](https://hartmaninsuranceservices.com/products/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/09/investing-38-1-scaled.jpg” background_size=”initial” min_height=”849px” custom_padding=”108px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” background_color=”#191b83″ min_height=”270px” custom_margin=”|auto|75px|auto||” custom_padding=”120px|70px|76px|70px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”||5px||false|false” global_colors_info=”{}”]Products [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_margin=”|auto|57px|auto||” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”||5px||false|false” global_colors_info=”{}”] At Hartman Insurance Services we strive to help others make informed decisions about health and life insurance. Contact
- [Blog](https://hartmaninsuranceservices.com/blog/) - [et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.16″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/08/investing-15.jpg” background_size=”initial” background_position=”top_center” custom_padding=”8vw||6vw||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_width_px__hover=”1080px” custom_width_px__hover_enabled=”1080px” custom_width_percent__hover=”80%” custom_width_percent__hover_enabled=”80%” global_colors_info=”{}” gutter_width__hover=”3″ gutter_width__hover_enabled=”3″ parallax_1__hover=”off” parallax_1__hover_enabled=”off” parallax_2__hover=”off” parallax_2__hover_enabled=”off” parallax_3__hover=”off” parallax_3__hover_enabled=”off” parallax_4__hover=”off” parallax_4__hover_enabled=”off” parallax_5__hover=”off” parallax_5__hover_enabled=”off” parallax_6__hover=”off” parallax_6__hover_enabled=”off” parallax_method_1__hover=”on” parallax_method_1__hover_enabled=”on” parallax_method_2__hover=”on” parallax_method_2__hover_enabled=”on” parallax_method_3__hover=”on” parallax_method_3__hover_enabled=”on” parallax_method_4__hover=”on” parallax_method_4__hover_enabled=”on” parallax_method_5__hover=”on” parallax_method_5__hover_enabled=”on” parallax_method_6__hover=”on” parallax_method_6__hover_enabled=”on” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″ background_color_gradient_end__hover_enabled=”#29c4a9″ background_color_gradient_type__hover=”linear” background_color_gradient_type__hover_enabled=”linear” background_color_gradient_direction__hover=”180deg” background_color_gradient_direction__hover_enabled=”180deg” background_color_gradient_direction_radial__hover=”center” background_color_gradient_direction_radial__hover_enabled=”center” background_color_gradient_start_position__hover=”0%” background_color_gradient_start_position__hover_enabled=”0%”
- [Privacy Policy](https://hartmaninsuranceservices.com/privacy-policy/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.4″ _module_preset=”default”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content”][et_pb_column _builder_version=”4.27.4″ _module_preset=”default” type=”4_4″ theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” theme_builder_area=”post_content” hover_enabled=”0″ sticky_enabled=”0″]Hartman Insurance Services — Privacy Policy & Terms of Use Last updated: February 12, 2026 Privacy Policy Who We Are – Hartman Insurance Services (“Hartman,” “we,” “us,” or “our”) provides insurance brokerage and related services to individuals
- [New Contact Page](https://hartmaninsuranceservices.com/new-contact/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#191b83″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_signup mailchimp_list=”Hartman Insurance Website|f51a1e4cfc” success_message=”Thank you for subscribing to our newsletter!” title=”Sign Up For News And Updates” button_text=”Subscribe Here” description=” Click the
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- [Deep Dive](https://hartmaninsuranceservices.com/deepdive/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.5″ background_image=”https://hartmaninsuranceservices.com/wp-content/uploads/2020/09/investing-38-1-scaled.jpg” background_size=”initial” min_height=”849px” custom_padding=”108px||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.5″ _module_preset=”default” background_color=”#191b83″ min_height=”270px” custom_margin=”|auto|75px|auto||” custom_padding=”120px|70px|76px|70px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” custom_margin=”||5px||false|false” global_colors_info=”{}”]DEEP DIVE into plan benefits [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.6.1″ _module_preset=”default” min_height=”136px” custom_margin=”|auto|66px|auto||” custom_padding=”0px|||||” border_width_bottom=”3px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.6.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” background_enable_image=”off” custom_padding=”||1px|||” global_colors_info=”{}”]Aetna Premier Plan[/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2MTAifX0=@” url_new_window=”on” button_text=”Annual Notice of Changes 2021″ _builder_version=”4.9.2″
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## Projects

- [United Healthcare](https://hartmaninsuranceservices.com/project/united-healthcare/) - [et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][/et_pb_row][/et_pb_section]
- [PHP](https://hartmaninsuranceservices.com/project/php/)

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- [#hartmaninsuranceservices #hartman #billhartman #insurance #healthinsurance #shortterm](https://hartmaninsuranceservices.com/tag/hartmaninsuranceservices-hartman-billhartman-insurance-healthinsurance-shortterm/)
- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation/)
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- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage/)
- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage #retiring #Medicare #whentoenrollinmedicare](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage-retiring-medicare-whentoenrollinmedicare/)
- [#specialqualifyingevent #moving #retiring](https://hartmaninsuranceservices.com/tag/specialqualifyingevent-moving-retiring/)
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- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage #medicare #medicarereview #MedicareAEP #annualenrollmentperiod](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage-medicare-medicarereview-medicareaep-annualenrollmentperiod/)
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- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage #affordablecoverage #billhartman #topinsurance](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage-affordablecoverage-billhartman-topinsurance/)
- [#hartman #hartmaninsuranceservices #findaagent #affordablecare #healthinsurance #cervicalcancerscreening #CervicalCancerPrevention #WellnessMatters #PreventiveCare #HartmanInsurance #HealthyLiving](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-findaagent-affordablecare-healthinsurance-cervicalcancerscreening-cervicalcancerprevention-wellnessmatters-preventivecare-hartmaninsurance-healthyliving/)
- [#HealthInsurance #OpenEnrollment #Medicare #ACA #HartmanInsuranceServices](https://hartmaninsuranceservices.com/tag/healthinsurance-openenrollment-medicare-aca-hartmaninsuranceservices/)
- [#NationalBloodDonorMonth #DonateBlood #SaveLives #HartmanCares #hartmaninsuranceservices #hartman #healthinsurance](https://hartmaninsuranceservices.com/tag/nationalblooddonormonth-donateblood-savelives-hartmancares-hartmaninsuranceservices-hartman-healthinsurance/)
- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage #affordablecoverage #billhartman #topinsurance #insurance #deniedclaims](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage-affordablecoverage-billhartman-topinsurance-insurance-deniedclaims/)
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- [#NationalCaregiversDay #CaregiverSupport #ThankYouCaregivers #HartmanInsuranceServices #MedicareHelp #hartman #insurance](https://hartmaninsuranceservices.com/tag/nationalcaregiversday-caregiversupport-thankyoucaregivers-hartmaninsuranceservices-medicarehelp-hartman-insurance/)
- [#NationalSelfCheckMonth #HealthFirst #PreventiveCare #EarlyDetection #HartmanInsurance #StayHealthy #PeaceOfMind #HealthInsurance #Cancer #selfexam](https://hartmaninsuranceservices.com/tag/nationalselfcheckmonth-healthfirst-preventivecare-earlydetection-hartmaninsurance-stayhealthy-peaceofmind-healthinsurance-cancer-selfexam/)
- [#EndometriosisAwarenessMonth #HartmanInsurance #HealthInsurance #FreeConsultations #EndometriosisCoverage #EndometriosisSupport #womenshealth #ChronicPain](https://hartmaninsuranceservices.com/tag/endometriosisawarenessmonth-hartmaninsurance-healthinsurance-freeconsultations-endometriosiscoverage-endometriosissupport-womenshealth-chronicpain/)
- [#hartman #hartmaninsuranceservices #healthinsurance #healthinsuranceagent #broker #agency #freeconsultation #insurancecoverage #healthyrewards #developmentaldisabilities #disabilitycoverage](https://hartmaninsuranceservices.com/tag/hartman-hartmaninsuranceservices-healthinsurance-healthinsuranceagent-broker-agency-freeconsultation-insurancecoverage-healthyrewards-developmentaldisabilities-disabilitycoverage/)
- [#HealthInsurance #PremiumTaxCredit #MarketplacePlan #IndianaInsurance #TaxPlanning #1095A #HartmanInsurance #AmbetterHealth #CareSource #Anthem #CVSAetna](https://hartmaninsuranceservices.com/tag/healthinsurance-premiumtaxcredit-marketplaceplan-indianainsurance-taxplanning-1095a-hartmaninsurance-ambetterhealth-caresource-anthem-cvsaetna/)
- [#hartmaninsurance #hartmaninsuranceservices #topfive #howtofindhealthinsurance #health #healthinsurance #AmbetterHealth #CareSource #Anthem #CVSAetna #UHC #Aetna #IUHealth #AdvantagePlans #Medicare](https://hartmaninsuranceservices.com/tag/hartmaninsurance-hartmaninsuranceservices-topfive-howtofindhealthinsurance-health-healthinsurance-ambetterhealth-caresource-anthem-cvsaetna-uhc-aetna-iuhealth-advantageplans-medicare/)
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