Hartman Insurance Services Blog
ACA Open Enrollment
Affordable Care Act Open Enrollment (ACA OEP) Open Enrollment is available from November 1st to January 15th. To start coverage on January 1st, you must enroll by December 15th. For coverage starting on February 1st, the enrollment deadline is January 15th. We...
Are You Working Past 65
Are You Working Past 65 If you're still working at 65 and have access to health benefits through your employer, or your spouse's employer, you may be able to delay enrolling in Medicare without penalty if your employer offers creditable coverage. If your employer has...
Two Options
Two Options Medicare has 2 Options after enrolling in Original Medicare Part A and Part B. Both option 1 and option 2 are offered by private insurance companies. Option 1 is a Medicare Supplement (Medigap) plan with an option to add a stand-alone Prescription Drug...
Part D Prescription Drug Changes in 2025
Part D Prescription Drug Changes in 2025 The effects on prescription drug coverage addressed in the Inflation Reduction Act is intended to deliver lower prescription drug costs, making health care more affordable. This law helps Medicare enrollees, seniors, and people...
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Bill, Brietta, and Jodie love to work on the web and educate others regarding Health Insurance matters. They truly believe that “Heath Insurance Made Easy” can be accomplished. The key is to first be willing to study it! That’s where they come in, to educate and help others stay current on the latest health care issues. Hopefully you will make this site a resource for you.
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