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Bill Hartman Blog

"Empowering Others To Make Informed Decisions"
Did You File Your Taxes?

Did You File Your Taxes?

Did you file your taxes? If you are receiving a premium tax credit or “premium subsidy” through the Marketplace, you are required to file a federal tax return. ACA coverage has a 2 year look back period which means if you have not filed your 2018 taxes, you could lose...

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Are You Tired of Seeing All the Ads on TV?

Are You Tired of Seeing All the Ads on TV?

Are you tired of seeing all the Ads on TV?  Just wait, they will get more frequent. Due to Government regulations, the closer we get to Annual Enrollment Period you will see more! Why is this happening? The Government has an Unsolicited Contact rule in place. What...

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Dental Insurance

Dental Insurance

We all want nice, healthy teeth, right? According to the ADA (American Dental Association), over 33% of adults do not carry dental insurance, and the average annual amount spent on dentistry in 2013 ranged from $514 - $1755 per person Unlike ACA policies, dental...

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Common Health Insurance Terms

Common Health Insurance Terms

Understanding your Health Insurance coverage can be difficult. This is especially true if you do not know the verbiage or meaning of the terms and acronyms. Here is a list of some of the more common terms used in the insurance industry along with a brief explanation....

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