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Insurance Rejected

Insurance Rejected

Should a non-for-profit hospital be able to refuse a patient because of their insurance provider? We recently received an announcement that a local hospital stated that they were not renewing contracting with a certain insurance company in 2024. The letter stated that...
Understanding Medicare

Understanding Medicare

UNDERSTANDING MEDICARE Original Medicare is Medicare Part A and Part B. Medicare Part A helps pay for hospital stays and inpatient care. Part B helps pay for doctor visits and outpatient care. After you enroll in Original Medicare, there are two ways to get additional...
Ask The Expert with Bill Hartman

Ask The Expert with Bill Hartman

Understanding Medicare Terminology I have worked in the health insurance industry for 38 years, and I often have clients ask me questions about Medicare and how they are being billed. Medicare uses its own set of terminology and listed below is the most common ones...
Assisted Living or Nursing Home

Assisted Living or Nursing Home

Assisted Living or Nursing Home? As we approach certain phases in our lives it is important to understand how our health insurance plan benefits work. Over the years we have had many clients who have come across the need for skilled nursing care and/or assisted...
Annual Enrollment will be here before you know it!

Annual Enrollment will be here before you know it!

Preparing for Medicare Annual Enrollment will be easy if you plan for it.  Sometime VERY SOON you will receive your annual notice of change from your insurance company.   Please take some time and review the changes. How to prepare for 10/15 -12/07 annual enrollment...
STOP! STOP! Please Make It STOP!

STOP! STOP! Please Make It STOP!

Have you ever felt this way when it comes to the Robo Calls?  Your phone rings and you go to answer the call but stop because you do not recognize the number.  Now it seems like you get these types of calls every day, multiple times a day!  You make a point not to...