Bill Hartman

"Empowering Others To Make Informed Decisions"

Health Insurance vs Health Care

Facebook Twitter Google+ Health Care vs. Health Insurance To many times the Media and Politicians like to interchange these two topics.   Although you can’t hardly talk about one without the other, there is a MAJOR Difference. Providing Medical Attention /... read more

Benefit of an agent

The other day I received a phone from a client that lost their premium subsidy through the marketplace. During our meeting, we established an Online account. When we had met previously, we had to make adjustments via telephone. After he lost his subsidy we connected... read more

Medicare Made Easy

Understanding your Options when it comes to Medicare Can Be Confusing! MOST People enter the Benefits System of Medicare at age 65.   However there many that enter the Medicare Program after receiving Disability Benefits for 24 months.  That being said lets break it... read more

Changes To Health Care

As we get closer to the Enactment / Roll Out of the Health Insurance Exchanges, it really irritates me how people take HEALTH Insurance for Granted. We forget that although we all may have ACCESS to Health Care in this country, Health Insurance has been the primary... read more