Life Insurance. The simple phrase either conjures up images of relief or feelings of regret. Every life has been touched by death. You simply cannot escape it. The question is what will happen once you or a loved one has passed from this life? Winston Churchill once...
Understanding your Health Insurance coverage can be difficult. This is especially true if you do not know the verbiage or meaning of the terms and acronyms. Here is a list of some of the more common terms used in the insurance industry along with a brief explanation....
Special Enrollment Period aka “SEP” Have you heard the term “SEP” going around? Are you wondering what it is? An SEP is a Special Enrollment Period that allows you to enroll in and/or make changes to your Health Insurance Plan outside of the...
About The Authors
Bill Hartman and Brietta Williams love to work on the web and educate others regarding Health Insurance matters. They truly believe that "Health Insurance Made Easy" can be accomplished. The key is to first be willing to study it!
That's where we come in. We educate ourselves and stay current on the latest health care issues in order to serve you, our clients.
Hopefully you will make this site as a resource for you.
Hartman Insurance Services
If we don't know the answer then we are positive we have friends that do!