Hartman Insurance Services Blog

Tax Surprise: Owing Back Your Premium Credit

Tax Surprise: Owing Back Your Premium Credit When enrolling in a Marketplace health insurance plan, many individuals qualify for a Premium Tax Credit (PTC) to lower their monthly premiums. This credit is based on estimated household income for the coverage year, but...

Did You Hear Me?

Health Insurance

DID YOU HEAR ME? Don’t wait until you show signs of hearing loss before having your hearing examined by your doctor during your regular checkup. A basic hearing evaluation usually includes a quick look in the ear with a special light for looking into the ear canal and...

What Is Long-Term Care

Life Insurance

What is long-term care? Long-term care is a range of services and support for your personal care needs. Most long-term care helps with basic personal tasks of everyday life like dressing, bathing, and using the bathroom. Medicare and most health insurances do not...

What is Chronic Kidney Disease?

Health Insurance

What is Chronic Kidney Disease? Chronic Kidney Disease, also known as chronic renal disease or CKD, is a condition characterized by gradual loss of kidney function over time. This loss of function can cause your kidneys to decease in their ability to keep you healthy...

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