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Dental Insurance

Dental Insurance

We all want nice, healthy teeth, right? According to the ADA (American Dental Association), over 33% of adults do not carry dental insurance, and the average annual amount spent on dentistry in 2013 ranged from $514 – $1755 per person Unlike ACA policies, dental...
Common Health Insurance Terms

Common Health Insurance Terms

Understanding your Health Insurance coverage can be difficult. This is especially true if you do not know the verbiage or meaning of the terms and acronyms. Here is a list of some of the more common terms used in the insurance industry along with a brief explanation....
SEP

SEP

Special Enrollment Period aka “SEP” Have you heard the term “SEP” going around?  Are you wondering what it is?  An SEP is a Special Enrollment Period that allows you to enroll in and/or make changes to your Health Insurance Plan outside of the...
Understanding Part D

Understanding Part D

Why is this so important? Every year from October 15th – December 7th, Medicare Beneficiaries have the opportunity to change their Part D prescription drug plans.  Failure to do so, could cause a lot of frustration. All plans use what is called a Formulary. That...