SEP

SEP

Special Enrollment Period aka “SEP” Have you heard the term “SEP” going around?  Are you wondering what it is?  An SEP is a Special Enrollment Period that allows you to enroll in and/or make changes to your Health Insurance Plan outside of the...
Understanding Part D

Understanding Part D

Why is this so important? Every year from October 15th – December 7th, Medicare Beneficiaries have the opportunity to change their Part D prescription drug plans.  Failure to do so, could cause a lot of frustration. All plans use what is called a Formulary. That...
ACA 2017

ACA 2017

With the inauguration of the 45th President of the United States of America quickly approaching, many Americans have questions concerning healthcare and what the future holds. Will the Affordable Care Act be repealed? Will it be replaced? Will it be repealed AND...
Health Insurance vs Health Care

Health Insurance vs Health Care

Health Care vs. Health Insurance To many times the Media and Politicians like to interchange these two topics.   Although you can’t hardly talk about one without the other, there is a MAJOR Difference. Providing Medical Attention / Treatment of Medical...
Benefit of an agent

Benefit of an agent

The other day I received a phone from a client that lost their premium subsidy through the marketplace. During our meeting, we established an Online account. When we had met previously, we had to make adjustments via telephone. After he lost his subsidy we connected...
Medicare Made Easy

Medicare Made Easy

Understanding your Options when it comes to Medicare Can Be Confusing! MOST People enter the Benefits System of Medicare at age 65.   However there many that enter the Medicare Program after receiving Disability Benefits for 24 months.  That being said lets...