Ask The Expert with Bill Hartman

Ask The Expert with Bill Hartman

Understanding Medicare Terminology I have worked in the health insurance industry for 38 years, and I often have clients ask me questions about Medicare and how they are being billed. Medicare uses its own set of terminology and listed below is the most common ones...
New Year. New You?

New Year. New You?

New Year. New You? In January 2021 I started a health journey with Optavia. I made a choice that I was going to commit to this plan which was for 90 days. As I began the program I read about nutrition and healthy weight loss goals. Before I knew it, I was starting to...
Annual Enrollment will be here before you know it!

Annual Enrollment will be here before you know it!

Preparing for Medicare Annual Enrollment will be easy if you plan for it.  Sometime VERY SOON you will receive your annual notice of change from your insurance company.   Please take some time and review the changes. How to prepare for 10/15 -12/07 annual enrollment...
STOP! STOP! Please Make It STOP!

STOP! STOP! Please Make It STOP!

Have you ever felt this way when it comes to the Robo Calls?  Your phone rings and you go to answer the call but stop because you do not recognize the number.  Now it seems like you get these types of calls every day, multiple times a day!  You make a point not to...
Prescription Drugs, What is Your Real Cost?

Prescription Drugs, What is Your Real Cost?

Prescription Drugs, What is Your Real Cost? Every year we meet with hundreds of clients and look up their expected cost of their medications.  We compare over 30 plans to see how a client can maximize their cost.  Things that are taken into consideration are: Generic...